CSV
barclays_statement.csv
128 transactions
Imported · 3 accounts combined
Upload your statement
Download a CSV from your bank for the quarter and drop it in. Several accounts? Upload them all.
Upload a statement →
Recognised by HMRC
MTD-ready software · Ref B6T1ZS
See our listing on GOV.UK (opens in a new tab)
Your quarterly HMRC update, done in 10 minutes.
Making Tax Digital for UK landlords and sole traders. Upload your bank statement, check the categories, submit. Your year-end tax return goes from Quartax too.
Not all MTD software can file your tax return. Here's how to check yours
- First return free
- No card needed to start
- Then from £39 a year
Tax year 2026/27
Q2 is due 7 Nov
4 days from today
- Q16 Apr – 6 Juldue 8 Aug
- Q26 Jul – 6 Octdue 7 Nov
- Q36 Oct – 5 Jandue 7 Feb
- Q46 Jan – 6 Aprdue 8 May
Then a final declaration by 31 Jan 2028.
Review transactions
Q2 · 6 July to 5 October 2026
4 of 5 checked
- £63.20ExcludedTESCO STORES26 SepPersonal · not on your return
- −£69.00!Needs reviewOPENRENT FEE18 SepCheck the category
Letting agents, accountants, solicitors
- −£46.99CheckedSCREWFIX DIRECT11 Sep
- −£84.50CheckedBRITISH GAS5 Sep
Insurance, utilities, council tax, ground rent
- +£950.00CheckedRENT FLAT 23 Sep
- Income this period
- £950.00
- Expenses
- £200.49
- Profit
- £749.51
The real review screen with sample data. Try confirming the flagged row.
Works with statements from
- Barclays
- Lloyds
- HSBC
- NatWest
- Monzo
- Starling
- Halifax
- Santander
Pricing
MTD for £39 a year.
Everything you need for Making Tax Digital, without paying for bookkeeping features you'll never use.
- First return freeDo your next quarterly update before paying anything.
- £39 a year, or £59 for up to threeOne income source on Solo; several properties or mixed income on Landlord.
- No per-filing feesEvery quarterly update and the year-end declaration are included.
£39
£115.20
£129.99
£129.99
QuartaxHammockuntiedCoconut
How it works
Three steps, every quarter
BRITISH GASPremises costs
SCREWFIX DIRECTRepairs
OPENRENT FEEProfessional fees
Check the categories
Every transaction is matched to an HMRC category. Anything Quartax isn't sure about is flagged for you.
See the review screen →Received by HMRC
- Period
- Q2 2026/27
- Income
- £950.00
- Expenses
- £200.49
Submit to HMRC
One click sends your update. HMRC confirms straight away and you get a PDF for your records.
How submission works →Learns your categories
Change a category once and future uploads from that payee follow.
Private by default
Account numbers, addresses and names are removed before AI. HMRC only receives totals.
Deadlines tracked
Your HMRC obligations are pulled in, so you always know what's due next.
Do I need MTD?
When does MTD start for you?
Making Tax Digital is phased in by income.
£42,000
Making Tax Digital applies to you from 6 April 2027.
Get set up free →Gross income, before expenses. Wages and pensions don't count. Full checker
Plans
Simple, yearly pricing
First return free. One price covers every update and the year-end declaration.
Solo
One income source: one rental or one self-employment.
£39/year
- Bank CSV upload with AI categorisation
- Four quarterly updates to HMRC
- Year-end final declaration
- PDF summary for every submission
Landlord
Most popularUp to three income sources: several properties, or rental and self-employment.
£59/year
- Everything in Solo
- Up to three properties or income streams
- Obligations and history per property
- Remembers how you categorise each payee
No card needed to start. We only ask for one when you start your second quarter.
FAQ
Common questions
What is MTD for Income Tax?
Making Tax Digital for Income Tax (MTD ITSA) means landlords and sole traders keep digital records and send HMRC a short update every quarter, plus a final declaration after the tax year. It is in force on a phased timetable: from 6 April 2026 for qualifying income over £50,000, from 6 April 2027 over £30,000, and from 6 April 2028 over £20,000.
How long does a quarterly update take?
Around ten minutes. Export your bank statement as a CSV, upload it, check the categories Quartax suggests, and submit. Quartax remembers how you categorise each payee, so later quarters are quicker.
Who can use Quartax?
UK landlords with property income and sole traders with self-employment income. You need a Government Gateway account, Self Assessment registration, and to be signed up for MTD for Income Tax with HMRC.
I've never done bookkeeping. Is that a problem?
No. MTD needs a digital record of each transaction and its category. Your bank statement already has the dates and amounts; Quartax suggests the categories and you check them. That's your record.
I have a job as well. Does that matter?
Your salary doesn't count towards the MTD threshold. Quartax sends your self-employment and property figures, and you add your employment income in your HMRC online account at the year end.
Can I combine several bank accounts?
Yes. Upload several CSVs for the same quarter and Quartax combines them, or edit one CSV to include everything. You can exclude personal transactions on the review screen and add transactions manually.
Is my bank data sent to AI?
Transaction descriptions are anonymised before AI processing - account numbers, sort codes, card numbers, postcodes, emails and phone numbers are stripped automatically, along with names where we can detect them. The AI never sees your NINO, UTR or HMRC details. The HMRC submission contains only category totals, not individual transactions. If you prefer not to use AI, enter transactions manually.
What does it cost?
Your first return is free, and you don't need a card to start. After that it's £39 a year for one income source, or £59 a year for up to three. Cancel any time.
Ready for your next quarter?
Making Tax Digital for landlords and sole traders. Your first return is free.
Start your free return